FILENAME:	3409_1426_1057
TOPIC#:		304
DATE:		911116
TRANSCRIBER:	GL
DIFFICULTY:	2
TOPICALITY:	1
NATURALNESS:	1
ECHO_FROM_B:	1
ECHO_FROM_A:	1
STATIC_ON_A:	1
STATIC_ON_B:	1
BACKGROUND_A:	1
BACKGROUND_B:	1
REMARKS:        None.   

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B.1:  {D So } how many, {F um, } credit cards do you have? /

A.2:  {F Um, } I think I'm down to one. /

B.3:  {F Oh, } my gosh, / I wish I was that way.  / Is that why you said I had more
experience than you? /

A.4:  {D Well, } no. / I was pulling your leg. /

B.5:  Oh. /  {D Well, } [ how, +  how ] do you use your credit card? /
  {E I mean, } do you just keep
it in reserve, / {C or. } -/ 

A.6:  [ I, + I, ]  {D well, } -/ the  way I'd like to try and use it is, {F um, }
[ [ you, + you, ] + you ] make
your purchases [ at, + at ] prime buying time -- /

B.7:  Uh-huh. /

A.8:  -- {C and then } you pay that off and don't use it until, {F uh, } it's paid off. /

B.9:  Uh-huh. /

A.10:  [ That's, + that's ] my ideal way <laughter>. /

B.11:  Uh-huh. / [  How, + how ] do you use it?  <Laughter>. /