( (CODE (SYM SpeakerB1) (. .) ))
( (SBARQ 
    (INTJ (UH So) )
    (WHNP-1 
      (WHADJP (WRB how) (JJ many) )
      (, ,) 
      (INTJ (UH um) )
      (, ,) (NN credit) (NNS cards) )
    (SQ (VBP do) 
      (NP-SBJ (PRP you) )
      (VP (VB have) 
        (NP (-NONE- *T*-1) )))
    (. ?) (-DFL- E_S) ))
( (CODE (SYM SpeakerA2) (. .) ))
( (S 
    (INTJ (UH Um) )
    (, ,) 
    (NP-SBJ (PRP I) )
    (VP (VBP think) 
      (SBAR (-NONE- 0) 
        (S 
          (NP-SBJ (PRP I) )
          (VP (VBP 'm) 
            (PP-PRD (IN down) 
              (PP (IN to) 
                (NP (CD one) )))))))
    (. .) (-DFL- E_S) ))
( (CODE (SYM SpeakerB3) (. .) ))
( (INTJ 
    (INTJ (UH Oh) )
    (, ,) 
    (INTJ (PRP$ my) (UH gosh) )
    (, ,) (-DFL- E_S) ))
( (S 
    (NP-SBJ (PRP I) )
    (VP (VBP wish) 
      (SBAR (-NONE- 0) 
        (S 
          (NP-SBJ (PRP I) )
          (VP (VBD was) 
            (NP-MNR-PRD (DT that) (NN way) )))))
    (. .) (-DFL- E_S) ))